People always ask is this the time to buy? Sure it is. If you are ready to do so. So many people question the economy and this and that, but the right time to buy is when you are ready.
There is an inventory of homes as well as buyers. There are many combinations in the type of home you can chose.
To buy a home, you need the following: a solid work history, good credit score, and great with budgeting. A home is a great investment, and since it would be your own, there are many things that you will be able to do with it.
What about the mortgage industry? Well if you read the papers, and watch the news, you saw that the housing market went a little crazy. Now that the garbage is gone, the mortgage business is back on its feet now.
The governments FHA loans have become a hot item. since they are backed by the government, there is stability. The same goes with some of the larger banks. You need to get a loan you will feel comfortable with, and know that it will be able to be paid for on a monthly basis.
Clove Lake Realty is located at 1267 Clove Road, in Staten Island, New York. It is at the intersection of Victory Blvd.